If your property needs to stand vacant for a while, you probably already have a long list of things to do, like securing your property against fire, vandalism, theft, and squatting. There may also be bills to pay, like monitoring, maintenance, and vacant property business rates. (Of course, if you’ve arranged property guardians for the vacant period, you can rest easy on both of these counts!)
Understandably, insurance may be the last thing on your mind if you’re in the process of vacating a property, and that can be fine. If your building is only empty for a couple of weeks, you probably don’t need to start digging out your insurance premium to read the fine print. However, if your property is vacant for a month or more, that’s when you need to double check what cover you will have in the event of a burglary, fire or other damage.